RESIDENTIAL LANDLORDS INSURANCE

Residential Landlord Insurance can provide comprehensive cover to protect your investment property against unintentional and deliberate acts by tenants, as well as damage caused as a result of circumstances out of their control.

Landlords Building & Contents – Designed for standalone residential buildings & non-strata title properties.

Landlords Contents – Designed to cover the landlords contents where a strata policy would not respond. Best suited to units & townhouses under a strata title.

Features & benefits

Damage up to the full sum insured as a result of:

  • Accidental, deliberate, malicious damage
  • Theft
  • Defined perils including flood
  • Pet damage

Loss of Rent section 1 provides cover up to $18,000 as a result of the tenant;

  • Suffering hardship
  • Absconding
  • Failing to give vacant possession
  • Defaulting on rent

Other features & benefits

  • New for old replacement on contents up to 20 years of age
  • Periodic tenancy & lease continuation
  • Illegal drug lab clean – up to $60,000
  • Legal expenses – Up to $10,000
  • Contents in the open air – Up to $10,000
  • Replacement of locks – Up to $1,000
  • Tax audit – Up to $1,000
  • Representation costs – Up to $500
  • Removal of goods & storage – Up to $500
  • Legal liability – $20,000,000

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